Your physical card(s) will be shipped to your mailing address within 8-10 business days after you open your account. Once you receive your physical card(s), they can be used immediately after activating them in the app. To provide you faster access to your account, you’ll be issued a virtual card as soon as your account is verified and created. The virtual card(s) can be used for online transactions and with digital wallets such as Apple and Google Pay.